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[personal profile] billroper
It's rare that I find myself agreeing with a column by Eric Zorn. But since I've been saying this for several years, I'd be hard-pressed to change my mind now. :)

Simple, obvious...and wrong.

Date: 2010-03-27 12:13 am (UTC)
From: [identity profile] mhagerman.livejournal.com
From the article:
The individual mandate is a compromise attempt to avoid the obvious solution: Let government — not private companies — provide single-payer, catastrophic health coverage for everyone.

It's not the obvious solution; it's one of several...and the worst one. The best solution is too large for the margin of this book, but:

  • encourage employers to stop providing medical insurance, and to transfer their current expenditures for that into employees' salaries

  • adjust the tax code so that expenditures for medical insurance and MSAs are non-taxable, inheritable, and with high-enough limits to absorb the "pay increase"

  • use the Commerce Clause (appropriately) to enable individuals to purchase such insurance from any provider, in any state

  • create a Federally-chartered, non-tax-funded, non-profit insurance entity to provide basic medical insurance to anyone who wants to buy it...but at actuarially-sound rates

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