billroper | (Reply)

From:

I don't argue that I've not been lucky.

As far as the cost of the drugs goes, I see the amount that my provider tells me that the drugs would have cost without insurance on each statement that I get from them. It's an annoyingly large number, but it's not clear to me how "true" that number actually is or would be in the absence of prescription plans. That is to say, I don't know if that number reflects what the insurance company is paying for the drug (I bet it doesn't) or what the hypothetical "retail" price of the drug is (which is only paid by people who aren't a member of the insurance company "buyers club" or who don't somehow receive other discounts).

Brief example: because of the circumstances of Katie and Julie's birth, we had to pay for the delivery out of pocket. The hospital had a theoretical "sticker" price for the deliveries, but we did actually get a discount off that amount.